Institute Cargo Clauses A, B, and C


Marine cargo insurance clauses standardized by the Institute of London Underwriters in 1982 and updated in 2009. Institute cargo clauses have generally taken the place of the historic All Risk (Clause A), With Average (Clause B), and Free of Particular Average (Clause C) marine insurance clauses internationally, while the historic clauses are still in use in the US.

See the Guide to Cargo Insurance section.

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